back
Reports & infographics

The thinking
behind the work.

Research, benchmarks and visual explainers on how money moves through Paypr.work. Free to read, share and cite.

Featured · Article

One Acquirer or Multiple? A Strategic Perspective on Acquirer Setup

Acquiring stopped being a back-office decision and became a performance lever. A strategic look at single versus multi-acquirer setups — resilience, approval rates, local uplift and commercial leverage — written with Norbr.

Read the article
Featured · Article

Is Your BIN Setup Killing Conversions?

The first six to eight digits of a card decide how a payment is routed, priced and risk-scored — and most BIN setups have not been touched since go-live.

Read the article
Featured · Article

The Evolving Payment Landscape: From ISO to PayFac to Embedded Infrastructure

ISO, PSP, acquirer, PayFac, ISV — the roles that once defined the payments value chain are converging into something you assemble rather than inherit.

Read the article
Featured · Infographic

Do Not Honour: what decline code 05 actually means

The reasons hiding behind the vaguest decline code in payments, and the fallback strategies that recover the sale.

Read the infographic
Featured · Infographic

The local card networks: domestic schemes by region

The domestic card schemes that sit alongside Visa and Mastercard, mapped by region and market.

Read the infographic
Article

One Acquirer or Multiple? A Strategic Perspective on Acquirer Setup

When one acquirer is enough, when it stops being enough, and what a multi-acquirer setup actually buys you.

Article · 11 min readRead
Article

Is Your BIN Setup Killing Conversions?

The first six to eight digits of a card decide how a payment is routed, priced and risk-scored — and most BIN setups have not been touched since go-live.

Article · 14 min readRead
Article

The Evolving Payment Landscape: From ISO to PayFac to Embedded Infrastructure

ISO, PSP, acquirer, PayFac, ISV — the roles that once defined the payments value chain are converging into something you assemble rather than inherit.

Article · 10 min readRead
Infographic

Do Not Honour: what decline code 05 actually means

The reasons hiding behind the vaguest decline code in payments, and the fallback strategies that recover the sale.

Infographic · 1 pageRead
Infographic

The local card networks: domestic schemes by region

The domestic card schemes that sit alongside Visa and Mastercard, mapped by region and market.

Infographic · 1 pageRead